Expected 2025 Social Security Cola. Historically speaking, that's actually not so low for a cola. At this point, 2025 cola estimates are generally coming in within the 3% to 3.5% range.

Social security cola rates are expected to rise even more in 2025 after the latest august cpi data was released. Social security benefits will see a cola increase of 3.2% in 2025, the social security administration announced thursday morning.